New Brunswick
Financial and Consumer Services Commission of New Brunswick (FCNB)
Unclaimed Property Division
Director: Erin Toole
Office phone: 1-866-933-2222
85 Charlotte Street, Suite 300 Saint John, NB E2L 2J2 Canada
Unclaimed Property website: http://www.fundsfindernb.ca/
Dormancy Periods
The following dormancy periods are listed in years, unless otherwise noted.
Savings: 10 (Provincially regulated Credit Unions)
Checking: 10 (Provincially regulated Credit Unions)
Non-bank Money Orders: 3
Certificates of Deposit: 10 (Provincially regulated Credit Unions)
Official Bank Checks/MO: 3
Safe Deposit Boxes: N/A
Travelers Checks: 3
Life Insurance Matured: 3
Casualty: 3
Utility Deposits: 3
Utility Refunds: 3
Dividends: 3
Securities: 3
Debt (bonds): 3
Dissolution/Liquidation: 3
Fiduciaries:
Wages: 3
State Courts/Agencies: 3
Federal Courts/Agencies: N/A
Mineral Proceeds: 3
Other Property: 3
IRA Keogh: N/A
Gift Certificate: N/A
Credit Memos: 3
Vendor-Vendor Payments: 3
Notes: Notes: Registered securities are considered unclaimed in very limited circumstances. Refer to the Unclaimed Property Act and Rule UP-001 Unclaimed Property - General (fundsfindernb.ca) for more information.
Banks, federally chartered caisses populaires, and trust and loan companies are required to transfer their unclaimed account balances to the Bank of Canada. Visit BOC Unclaimed Property (bankofcanada.ca) for more information.
Reporting and Payment Due Dates
The following indicates the report and payment due dates for the various property types.
Report Due—Life Insurance: March 31
Report Due—All Others: March 31
Payment Due—Life Insurance: March 31
Payment Due—All Others: March 31
Exceptions: Securities valued at $1,000 or more are to be held by the holder until they receive further instructions from the Director of Unclaimed Property. Refer to Unclaimed Property Act and Rule UP-001 Unclaimed Property - General (fundsfindernb.ca) for more information.
Negative Report Required: No
Aggregate Amount: No
Account Linkage:
Electronic Reporting Capability Schedule
The following indicates which types of reporting formats are accepted by this state.
Tape: No
Cartridge: No
CD: No
NAUPA 2 Format: See Comments
NAUPA 3 Format: See Comments
Comments: New Brunswick has adopted, for the most part, the standard National Association of Unclaimed Property Administrators (NAUPA) property codes used by many of the State Administrators in the United States and in Alberta. Refer to New Brunswick Unclaimed Property – Holder Reporting Manual (fundsfindernb.ca) for a complete list of New Brunswick’s Property Type Codes. Holders must submit reports electronically.
Information contained in the NAUPA QRP States Unclaimed Property Monitoring Service is for informational and reference purposes only. This information may not be copied or reproduced in any capacity without the express written consent of the National Association of Unclaimed Property Administrators®. Liability arising from the reliance on any information contained in the material presented, which may prove to be inaccurate or incomplete, is specifically disclaimed. Contact each state unclaimed property agency for verification should a question or concern arise.
