Property Type—Credit Memos

Credit Memos: 1

Credit Memos: 3

Credit Memos:

Credit Memos: 3

Credit Memos: 3

Credit Memos:

Credit Memos: 3

Credit Memos: 3

Credit Memos: 3

Credit Memos: 5

Credit Memos: 5

Credit Memos: 5* Exempt if under $10

Credit Memos: 5

Credit Memos: 5

Credit Memos: 5

Credit Memos: 5

Credit Memos: 3

Credit Memos: 3

Credit Memos: 3

Credit Memos: 5

Credit Memos: 3

Credit Memos:

Credit Memos: 3

Credit Memos: 2* In addition, dormancy fees and service charges on these items are now prohibited; however, loading and reloading fees are allowed. Also included in the legislation was a definition of "prefunded bank card" to mean a device issued by a financial organization that enables the cardholder to transfer the underlying funds to multiple merchants at the merchants’ point of sale terminals. "Multiple merchants" means all merchants of goods or services, not just those associated with the issuer or a particular business or group of businesses, that accept electronic transactions. Prefunded bank cards are treated as other bank products, with a 3 year dormancy period and allowable service charges.

Credit Memos: 3

Credit Memos: 3

Credit Memos: 3

Credit Memos: 3

Credit Memos: 5

Credit Memos: 5

Credit Memos: 3

Credit Memos: 3

Credit Memos: 3

Credit Memos:

Credit Memos: Refer to State law for specific information

Credit Memos: 3

Credit Memos: 3

Credit Memos: 3

Credit Memos: 5* 3 years if result of a retail business transaction.

Credit Memos: 3

Credit Memos: 3

Credit Memos: 5

Credit Memos: 3

Credit Memos: 3

Credit Memos:

Credit Memos:

Credit Memos: 3

Credit Memos: 5

Credit Memos: 3

Credit Memos: 3

Credit Memos: 3

Credit Memos: No Provision

Credit Memos: 5* See state statute for specific information

Credit Memos: 3

Credit Memos: Refer to State law for specific information

Credit Memos: 3

Credit Memos: 3

Credit Memos: 5

Credit Memos: If "credit memos" means issued in lieu of gift certificates then 3 years, if it means issued for overpayment then 5 years.