North Carolina
Department of the State Treasurer
Unclaimed Property Division
Director: Allen Martin, Deputy Treasurer
Office phone: (919) 814-4200
3200 Atlantic Avenue Raleigh, NC 27604
Unclaimed Property website: https://www.nccash.com/
Reporting website: https://www.nccash.com/holder-information-and-reporting
Dormancy Periods
The following dormancy periods are listed in years, unless otherwise noted.
Savings: 5
Checking: 5
Non-bank Money Orders: 7
Certificates of Deposit: 10 * Matured CD or Savings Cert.
Official Bank Checks/MO: 7
Safe Deposit Boxes: 2
Travelers Checks: 15
Life Insurance Matured: 3 *Proceeds Due Beneficiaries and Proceeds from Matured Policies
Casualty: 5
Utility Deposits: 1
Utility Refunds: 1
Dividends: 3
Securities: 3
Debt (bonds): 3
Dissolution/Liquidation: 1
Fiduciaries: 5
Wages: 1 * Including Commissions
State Courts/Agencies: 1*All Class Codes Associated with this Holder Type
Federal Courts/Agencies: 1 * All Class Codes Associated with this Holder Type
Mineral Proceeds: 5
Other Property: 5
IRA Keogh: 3 * Property in an individual retirement account, defined benefit plan, or other account or plan that is qualified for tax deferral under the income tax laws of the United States.
Gift Certificate: 3* 60% if certificate has expiration date; exempt if no expiration date
Credit Memos: 5* 3 years if result of a retail business transaction.
Vendor-Vendor Payments: * Refer to State law for specific information. Vendor to Vendor credit balances are exempt Vendor to Vendor checks have a 5 year dormancy.
Notes: Utilities Capital Credit Distributions – 3, Pension Checks – 3, Funds for Liquidation Redemption of Surrendered Stocks or Bonds – 3, Trust, Investments, and Escrow Accounts: Paying Agent Accounts-3, Undelivered/Uncashed Dividends – 3.
Reporting and Payment Due Dates
The following indicates the report and payment due dates for the various property types.
Report Due—Life Insurance: May 1
Report Due—All Others: November 1
Payment Due—Life Insurance: May 1
Payment Due—All Others: November 1
Exceptions:
Negative Report Required: No
Aggregate Amount: < $50 * Aggregate reporting of securities is not allowed per N.C.G.S. 116B-60(b1)
Account Linkage:
Electronic Reporting Capability Schedule
The following indicates which types of reporting formats are accepted by this state.
Tape: No
Cartridge: No
CD: No
NAUPA 2 Format: Yes (No .hde files)
NAUPA 3 Format:
Comments: Upload a Report (.txt, .hrs or .rpt file extension only) or Enter a Manual Report on Reporting Website. Sovos UpExchange and Sovos UpEnterprise are electronically submitted to North Carolina.
Information contained in the NAUPA QRP States Unclaimed Property Monitoring Service is for informational and reference purposes only. This information may not be copied or reproduced in any capacity without the express written consent of the National Association of Unclaimed Property Administrators®. Liability arising from the reliance on any information contained in the material presented, which may prove to be inaccurate or incomplete, is specifically disclaimed. Contact each state unclaimed property agency for verification should a question or concern arise.
